Have a Hold on Your Account? Question About a Fee?

First off, FUCK YOU.

So what, I talked shit to the people who run the DCCCD Money Card. They can suck my nuts. They are as good as any other bank account, if not worse. They are not in the business of helping students – they are in the business of fucking people out of money.

There are several ways to get your grants and loans throughout the DCCCD system, but this is the one being pushed, and I can see why. It’s convenient! It’s a card! It doesn’t take long!

Well, stick around, sista, cuz it’s there to TAKE MONEY FROM YOU.

The “Higher One” people care about nothing more than taking your hard-earned money and translating it to the account that they use to pay their under-qualified CEO’s. Please.

Not too long ago, I received an email from the customer service representative for the DCCCD Money Card, and they had no answers for the questions that I imposed in my last e-mail. It was a list-numbered explanation of fees and legalese that I would not read, because I knew the implications – if I want to use the card, I am subject to paying exorbitant fees to them.

I did not reply, but soon after, I got another e-mail asking if I was OK (my account is overdrawn, unsurprisingly), and if there was anything they could do to “help” me. I get an e-mail asking questions like, “Don’t recognize transactions on your account?”, or “Have a hold or alert on your account?”, “Have a question about a fee, or how to use your OneAccount for free?”,  “Need to schedule or make a deposit?”

For the record, I now know that my fucking account is overdrawn. I alluded to this in my last post about DCCCD Money Card.

It’s funny to me that the only options that they give you are self-serving. I would definitely take the paper check route, but it takes too long…

I need my money now – and I need an account (like the old Chase one) that gives me freedom – not one that takes fees for the smallest mistakes – it’s the bank’s job to understand how to minimize these fees. Revolt!

PS – If you haven’t noticed – this post will show up high in the search engine ranks – your company should be careful, lest be the object of public ridicule.

A big “Fuck You” to banks.

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